North Carolina takes the requirement of having automobile insurance very seriously.
Can you get car insurance without a driver's license in nc. Youve come to the right place. If you have trouble with national insurers small or local insurers specializing in non. However if your drivers license has been suspended then you can apply for insurance to get the coverage you need.
OnGuard Insurance offers affordable auto insurance for drivers without a license. Getting car insurance without a license isnt impossible. Some car dealerships strictly enforce proof-of-insurance drivers license regulations.
Yes you can get car insurance without a license but it isnt an easy thing to do as most carriers typically ask for a valid drivers license number when you apply. Whether youve never had a license been licensed only in a different country or your license has been suspended or revoked we can still get you a great low rate on insurance even with no license. Instead you will be charged with a Class 3 misdemeanor offense and will have a permanent criminal record if convicted.
The drivers license is a separate entity from car ownership or insurance for your car. NC Minimum Automobile Insurance Requirements Basic coverage is referred to as 306025 coverage with 3060 UM limits. 3 points on your drivers record.
But you might have to contact a few insurance companies before finding one thatll work with you. 1 point on your insurance record. If it has been revoked then you will need to get it reinstated before getting insurance.
Drivers in North Carolina may be required to obtain non owners insurance for the the following. The NOL violation is given to drivers in the following instances. To buy non-owner car insurance you must have a valid drivers license and not own a car.