But you cant get it registered in your name without auto insurance and you cant get auto insurance without a drivers license.

Can you get car insurance without a driver's license in michigan. The Bottom Line. In Michigan driving without insurance is. OnGuard Insurance offers affordable auto insurance for drivers without a license.

The penalties for driving without insurance can include hefty fines drivers license suspension jail time and mandatory SR-22 filing with the state DMV depending on the state and situation. But you might have to contact a few insurance companies before finding one thatll work with you. No it is not illegal for a non-resident driver to have only out of state car insurance coverage on a vehicle that he or she is operating in Michigan so long as he or she is not in Michigan more than 30 days total not consecutively during the course of a calendar year.

If you operate a car truck or van in Michigan for more than 30 days total in any one calendar year you are required to buy Michigan no-fault insurance for that vehicle even if it is registered in another state or country. The Facts A friend or family member can provide funds to purchase a car for an individual but cannot have his name on title without a valid drivers license. If you have trouble with national insurers small or local insurers specializing in non-standard insurance might be more open to.

Michigans no-fault insurance laws require all licensed drivers to carry their state minimum limits. License suspended for up to 30 days plus reinstatement fee A driver responsibility fee of 500 for two years. Up to one year in prison Court costs Optional car insurance coverage in Michigan.

A fine between 200 and 500. Here are just a couple of reasons you may need car insurance coverage even if you dont have a vehicle. For repeat offenders the consequences of driving without insurance are even more severe.

Penalties for driving without insurance. However if you are a non-resident and drive in Michigan for fewer than 30 days these requirements do not apply. Failure to provide proof can result in drastically higher insurance rates.