This is the simple answer In Ontario you can purchase a vehicle from a dealership or through a private sale without having purchased car insurance.

Can u have car insurance without owning a car. Owning a car without insurance is legal if it is not required to be registered or is not driven. You generally dont need car insurance if you dont own a car. Some insurance providers will only cover you to drive a car you dont own if it belongs to your spouse or partner a parent your employer or a leasing company.

There are plenty of reasons that you may want to get an auto insurance quote without actually owning a car. This is referred to as a non-owners policy. Free Car Insurance Comparison.

Yes someone else can take out insurance to drive your car without being the owner or registered keeper. This is typically done when a person doesnt own a vehicle but rents cars frequently. Non-owner car insurance also known as non-owners insurance or non-drivers insurance provides liability coverage for people who dont have their own vehicle but occasionally drive someone elses.

For the most part car insurance policies cover vehicles that are owned by the person who owns the policy. It could cost more as insurance providers might see you as. Keep in mind if you dont own a car but drive one frequently enough a non-owner car insurance policy is probably a good idea.

If you dont own a car youll still need auto insurance if you want to drive while traveling for example or want to prevent your future rates from spiking due to a lapse in coverage. But you might have to contact a few insurance companies before finding one thatll work with you. Non-owner car insurance provides liability coverage to drivers who dont own a car but still require insurance coverage.

Most insurers also mandate that you dont have regular access to a car for instance one owned by another member of your household. Getting car insurance without a license isnt impossible. Instead of including your own drivers license number some companies may allow you to apply for a policy using the name and license number of the principal driver or primary driver.