If someone borrows your car and crashes it your insurance will cover the losses however your premiums may increase.

Can someone without insurance drive your car. That means that anyone with a valid license who drives your car is technically covered by your auto insurance policy. Typically coverage protects the vehicle regardless of who is driving. As long as youve got Jessicas permission its usually legal to get behind the wheel of her car even though youre not insured.

Driving Someone Elses Car Without Insurance in Canada. The coverage on each policy will extend to protect anyone who is driving the vehicle as a result. As long as you give permission to somebody to drive your vehicle they will be allowed to drive your vehicle even if they are not listed on your insurance policy.

Can someone not on my policy drive my car. If Jim borrows Sharons car over the weekend and gets into an accident the claim would be filed under Sharons auto. Generally your car insurance should cover your vehicle when its being driven by someone thats not on your policy as long as the following things apply.

Think of it this way. You do not need your own car insurance policy to drive someone elses car every once in a while. There are exceptions to this rule however.

How do you get that. Lets say you dont have auto insurance but want to borrow your friend Jessicas car which is insured in her name to run a few errands. Car Insurance applies to the vehicle.

Its not a good idea to let someone without auto insurance drive your car. This type of policy provides liability coverage for drivers who dont have their own vehicle. The car insurance typically follows the car not the driver.