In general you do not need insurance to drive someone elses car as long as you have permission to drive it and you only drive it occasionally.

Can someone without insurance drive my car. Can I drive my friends car without insurance of my own. Usually yes your car insurance coverage should extend to anyone else driving your car. Sure you can legally drive without car insurance.

The car insurance typically follows the car not the driver. So if you lend your car to your best friend your sister or even your second cousin your insurance is most often the insurance that will pay in the event of an accident. So who can drive my car under my policy.

It normally includes bodily injury and property damage liability. No things like driving your parents car and not having your own insurance are not an issue. As long as you give permission to somebody to drive your vehicle they will be allowed to drive your vehicle even if they are not listed on your insurance policy.

It might even include medical coverage and uninsured motorist coverage. Car insurance generally follows the car not the driver. You do not need your own car insurance policy to drive someone elses car every once in a while.

In such cases accidents would be covered by the car owners policy. You must receive their explicit permission to operate the vehicle however. This type of policy provides liability coverage for drivers who dont have their own vehicle.

However if the vehicle is lent to someone who does not have a license dor drives the vehicle under the influence of drugs or alcohol then the insurance will not cover the damage. While every insurance company has its own set of requirements that specify when you need to identify someone as an occasional driver on your car insurance policy heres the general rule of thumb. Driving Someone Elses Car Without Insurance in Canada.