You cant lend your auto on a regular basis to someone without naming him or her on your insurance policy.

Can someone without insurance drive my car ontario. Where there is a subsequent conviction the fine doubles each time. Car Insurance applies to the vehicle. If you are a G1 driver in Ontario you do not need your own auto insurance policy.

Twenty percent 20 for a first offence. The person who borrows your auto must be licensed and legally allowed to drive in the province or territory where you both live. In Ontario anyone in your home with a valid license will be added to your insurance as an occasional driver.

While every insurance company has its own set of requirements that specify when you need to identify someone as an occasional driver on your car insurance policy heres the general rule of thumb. The fine for driving without insurance is five thousand 500000 dollars plus a surcharge tax of approx. This is the case even if they have their own vehicle and are the primary driver on their insurance.

While driving without insurance is not an offence under the Criminal Code of Canada it is a serious provincial offence. If you lend your car to a friend your insurance covers any damage that might take place just as it would if you yourself were driving provided your friend is a fully licensed driver. In Ontario the overarching rule is that insurance follows your vehicle not individual drivers.

All vehicles must be insured for third-party liability for at least 200000. Listing drivers prevents this risk. Generally speaking if you know that someone asks to borrow your car on a regular basis once or twice a week for example they should likely be added as an occasional driver on your car insurance.

Youve given the person permission to drive your vehicle The person is a licensed driver legally allowed to operate a motor vehicle in Alberta. A fine of between 5000 and 25000 on a first conviction a fine of between 10000. How Does Insurance For An Occasional Driver Work.