If you dont have your own car but plan to use someone elses often consider non-owner car insurance.

Can someone without auto insurance drive my car. You can be insured either by the car owner himself or by non-owner car insurance. While every insurance company has its own set of requirements that specify when you need to identify someone as an occasional driver on your car insurance policy heres the general rule of thumb. There are a few circumstances under which you should consider buying non-owner car insurance.

From the potential for an accident to increased premiums on your insurance coverage there are numerous hazards in the mix. It normally includes bodily injury and property damage liability. As long as you give permission to somebody to drive your vehicle they will be allowed to drive your vehicle even if they are not listed on your insurance policy.

That means that anyone with a valid license who drives your car is technically covered by your auto insurance policy. However if it is inevitable that you have to let them drive your car establish whether your auto insurance will cover any scenarios. Yukon drivers must buy auto insurance from a private insurer with at least 200000 in liability coverage.

Your auto insurance covers your car not the person driving it. Its not a good idea to let someone without auto insurance drive your car. There are several considerations to this that are important to understand however.

Can someone else drive my car under my insurance. According to Claims Journal liability coverage is insurance that follows the driver when the insured drives someone elses vehicle as long as it is an eligible vehicle. This type of policy provides liability coverage for drivers who dont have their own vehicle.

In Ontario the overarching rule is that insurance follows your vehicle not individual drivers. What these new drivers do not know is that they are not always responsible for the insurance that is on the vehicle. Usually yes your car insurance coverage should extend to anyone else driving your car.