This can be very risky because your car will not be covered for any damages if the excluded driver were to ever need to drive your car even if they were just moving your car from the street to your driveway.

Can someone not on your insurance drive your car geico. Its important to know your coverage will be held primarily responsible for damages if that driver gets into a wreck. You can also look into non-owner insurance which will cover you for liability while driving a car that isnt yours. For example lets say that your neighbor is going out of town for 2 months and he gives you permission to use his vehicle GEICO might not allow you to insure with them.

Yes someone else can insure your car. When you can get a. Most insurance companies will require anyone living in your residence to be added to your policy as a listed driver or be excluded altogether.

Drivers can use this policy when borrowing a car that belongs to a. As long as you give permission to somebody to drive your vehicle they will be allowed to drive your vehicle even if they are not listed on your insurance policy. Starting a non-owners insurance policy is a good option for driving a car that does not belong to you.

The car insurance typically follows the car not the driver. If they are excluded from the policy they should not drive your vehicle as they would not have coverage in the event of a collision. If your adult child or anyone else for that matter drives your car the driver is covered by your auto insurance policy.

Whether your insurance will cover the person driving your car often comes down to whether they are a permissive or non-permissive user. The reason is that car insurance follows the car not the motorist. You typically cannot insure a car you dont own because you dont have whats called insurable interest in the car.

The general rule of thumb is that car insurance follows the car not the driver. Permissive use means that you gave the person permission to drive your car. If your keyless-entry fob is near your car say on your dining room table sophisticated burglars can use electronic signal-amplifier devices from 100 feet away to unlock your car while its parked in the drivewayand maybe even drive off with it.