The car you want to drive must be covered by an existing insurance policy and you must have permission to drive it.
Can someone else drive my car and be covered by my insurance. Typically comprehensive and collision insurance cover your car even when someone else is driving. Usually yes your car insurance coverage should extend to anyone else driving your car. Ad Compare Car Insurance at MoneySuperMarket.
Written by Mathew B. Can I drive someone elses car on my insurance. Unless youre a named driver on their car insurance you almost certainly wont be insured.
Can You Drive A Car Under Someone Elses Insurance Someone Hit My Parked Car and Left Now What. Think of it this way. In general liability coverage covers you if the car youre driving belongs to someone else and your liability coverage may also cover others who drive your car with your permission.
Generally speaking if you know that someone asks to borrow your car on a regular basis once or twice a week for example they should likely be added as an occasional driver on your car insurance. However your friends insurance policy cannot be used to cover the damages to your car even if they have broader full coverage. Its an urban myth that your car insurance will cover you to drive any car.
Or contacting your insurer to add them as a named driver is usually a straightforward task. The rationale is that people living in the same household likely use each others vehicles somewhat regularly. - For more news reviews and Top Tens visit httpswwwhonestjohncouk.
Many drivers believe that you can jump in someone elses car and be covered third party by your own insurance policy. And both the driver and car owner can run into trouble if caught without the necessary cover. The drivers insurance may cover some personal injury or medical expenses.