However it provides a personal mobility policy which covers you when youre a pedestrian passenger or.

Can someone drive my car and be covered on my insurance state farm. Any driver who regularly uses your car or resides at your home should be named on your policy. Written by Mathew B. Is licensed to drive in Canada Has your permission verbal or written to drive your vehicle.

If they are a regular and repeated user of the car they should also have coverage. The car you want to drive must be covered by an existing insurance policy and you must have permission to drive it. Generally speaking your own insurance policy should cover damage to your vehicle even when someone else is driving it as long the driver.

We settled 988 of all motor insurance claims in 2020. If you loaned out your car to a friend or neighbor your ERIE policy generally will cover them as long as you gave your permission. Drivers who are not on your policy might also be covered in the following situations.

This means your insurance will likely cover another driver in the event of an accident as long as they had your permission to drive your vehicle. If youre considered a dependent you can stay on your parents car insurance. State Policies and Laws.

Your policy may cover drivers who occasionally borrow your car with your permission. The answer isnt always straightforward. Ad Be Sure Of Quality Comprehensive Cover You Can Trust.

Usually youre considered a dependent if you attend college and live at home or at least part-time ie during summer and winter breaks or drive a car that your parent owns and insure. Insurance companies may define dependent in slightly different ways. If someone other than the insured is driving even with permission the other person might not be covered.