Is it legal for someone to drive my car who is not on my insurance policy Generally its not a problem if theyre driving with your consent says Jeanne Salvatore Senior Vice President of Public Affairs and consumer spokesperson for the Insurance Information Institute.

Can i let someone without insurance drive my car. Jessica gives you permission to borrow her car. If someone is going to drive your vehicle 12 or more times per year they must also be listed. But if someone rarely asks to borrow your car.

You can be insured either by the car owner himself or by non-owner car insurance. If you drive someone elses car like your parents or friends their auto insurance policy should cover you if you have a valid license. Your auto insurance covers your car not the person driving it.

Driving Someone Elses Car Without Insurance in Canada. As long as youre licensed to drive in Ontario you can operate someone elses vehicle even if you dont have insurance of your own. Actually anyone in the country of legal driving age and properly licensed can be covered under your auto policy as long as you give them permission to drive your car.

There are many reasons you might need to drive someone elses car whether its an emergency or you just need to run an errand. While every insurance company has its own set of requirements that specify when you need to identify someone as an occasional driver on your car insurance policy heres the general rule of thumb. Car Insurance applies to the vehicle.

To paraphrase the language thats found in 999 of auto insurance policies there is coverage for any person using your covered vehicle. The car insurance typically follows the car not the driver. Yes you do need car insurance to drive someone elses vehicle.

If someone else gets into an accident and it turns out they drive your car quite frequently the claim can be denied. Think of it this way. However if it is inevitable that you have to let them drive your car establish whether your auto insurance will cover any scenarios.