I have had prostate cancer can I get life insurance.
Can i get term life insurance if i had cancer. Life insurance with your cancer excluded You can get life insurance for cancer survivors by calling the number at the top of the page for guidance or you you can use our online broker form. Can I take life insurance if I have cancer. If you have had or are living with cancer and you want to buy life insurance you will usually be offered a higher premium than average.
There are usually exceptions for non-melanoma skin cancers like basal cell carcinoma and squamous cell carcinoma. Also according to the Prostate Cancer Foundation the prognosis for men with prostate cancer has improved steadily for decades. Cancer survivors can purchase life insurance from any company but keep in mind that you will still pay an above-average premium because cancer is considered to be a pre-existing condition.
Most term and whole life insurance policies are not available to cancer patients and youll be rejected if you apply for coverage. You can qualify for a life insurance policy with cancer though your options are significantly restricted. It is possible to get life insurance after a cancer diagnosis.
Use the quoter on this page to get your instant quote. That means that even if youve had cancer before you can still get cancer insurance to protect your future. Many cancer survivors are conditioned to life insurance underwriting guidelines that may require up to 7-10 years of stability prior to considering an application.
And the answer is. If someone dies due to cancer during the coverage period the policy will pay the death benefit to the named beneficiaries. Or you may be refused cover altogether.
Most insurance companies will require cancer to be in remission. Life insurance policies with an exclusion for cancer-related claims are rare. They might be able to find an insurer that can offer life insurance for.