Reasons to get SR22.
Can i get sr22 insurance without a car. The form proves that you have state minimum liability coverage. If you need SR22 insurance with no car there are several options. SR22 insurance without a car in California is high-risk insurance for license reinstatement when you dont own a car.
To acquire SR22 insurance you cannot own a vehicle live in a household with one or require an ignition interlock breath device. SR22 insurance prevents a lapse in coverage and can cover accidents if something happens while youre borrowing a car. An SR-22 certificate is required by some states if youre caught for driving-related violations like reckless driving driving under influence and causing accidents while underinsured.
How Can You Get an SR22 Without a Car. No car no car insurance right. This particular type of policy is a smart choice for someone without regular access to a vehicle who still wants to be able to get behind the wheel on occasion.
If youre required to carry SR22 but dont own or have regular use of a car non owners sr22 insurance will protect you from receiving a citation for driving without insurance if for some reason you find yourself stuck in the same situation as before. Compared to a traditional car insurance policy SR22 filings without a car will cost you pennies on the dollar. Youll need to file a non owner SR22 certificate with the DMV before you can reinstate your license.
An insurance company might reject your application for SR22 auto insurance. If you want a non-owners SR22 policy it is a good idea to call an insurance agency that already handles lots of high-risk car insurance policies. If youre required to carry an SR-22 but dont own a vehicle you need to buy a non-owner car insurance policy.
The only exception to this rule is in New Hampshire which does not require drivers to purchase minimum liability. UltraCar Insurance provides you with fast SR22 insurance quotes without a vehicle. Some states may require you to pay a minimal one-time fee.