Reasons to get SR22.
Can i get sr22 insurance without a car. Some insurance companies will offer an SR-22 when youre purchasing auto insurance quotes. Driving a vehicle with no insurance that isnt yours. If youve had your drivers license suspended for driving without insurance driving on a suspended license DUI DWI or by court order and do not own a car your state will require non owner SR-22 insurance to be on file.
Some states may require you to pay a minimal one-time fee. This type of insurance is called non owner SR22 insurance. No car no car insurance right.
When you need SR22 insurance without a car in California an insurance provider writes a non-owner insurance policy for you. The SR22 certificate is an endorsement to that policy. Some insurers offer specialty coverage thats called non-owners car insurance for individuals who need their own liability coverage but who dont own a car.
Making sure your drivers license is. The best way to get SR22 insurance is to call an agent with a high-risk insurance company. Many people call it SR-22 insurance although its not actually an insurance policy.
An SR-22 is a form that high-risk drivers need to get back on the road. An insurance company might reject your application for SR22 auto insurance. It might seem like you need a car to buy car insurance but its possible that you can buy the mandatory liability coverage to satisfy SR-22 requirements without owning a car.
If you want a non-owners SR22 policy it is a good idea to call an insurance agency that already handles lots of high-risk car insurance policies. In many states that use the SR-22 filing its not even possible to do so without car insurance because the insurance company is responsible for filing the notice. Your agent files the certificate with the California DMV to reinstate your driving privileges.