Reasons to get SR22.
Can i get sr22 insurance without a car. Some states may require you to pay a minimal one-time fee. Many people call it SR-22 insurance although its not actually an insurance policy. While it may sound odd you can indeed get car insurance even if you dont actually own a car nor drive a vehicle.
If you need SR22 insurance with no car there are several options. This type of insurance is called non owner SR22 insurance. SR22 Insurance by State Learn more about SR22 FR44 and Non-Owner Insurance in your state by selecting a state below.
If youre required to carry an SR-22 but dont own a vehicle you need to buy a non-owner car insurance policy. SR22 insurance prevents a lapse in coverage and can cover accidents if something happens while youre borrowing a car. The form proves that you have state minimum liability coverage.
No car no car insurance right. An insurance company might reject your application for SR22 auto insurance. It might seem like you need a car to buy car insurance but its possible that you can buy the mandatory liability coverage to satisfy SR-22 requirements without owning a car.
A non-owners SR22 insurance policy will cover you against liability claims in the vehicles you drive plus it will keep the state up to date with your car insurance currency. An SR-22 certificate is required by some states if youre caught for driving-related violations like reckless driving driving under influence and causing accidents while underinsured. The SR22 certificate is an endorsement to that policy.
Some insurers offer specialty coverage thats called non-owners car insurance for individuals who need their own liability coverage but who dont own a car. The best way to get SR22 insurance is to call an agent with a high-risk insurance company. SR22 insurance without a car in California is high-risk insurance for license reinstatement when you dont own a car.