You need to check your existing policy if you are diagnosed with cancer.
Can i get life insurance if i've had cancer. Or you may be refused cover altogether. That means that even if youve had cancer before you can still get cancer insurance to protect your future. Or make sure that a new policy suits your needs.
The best way to know whether you can qualify is to learn about the way a life insurance company will evaluate you as a cancer survivor. If youre looking for life insurance as a cancer patient or cancer survivor then check out these helpful tips. While some carriers wont let you apply if youd had cancer heres the good news.
Buying life insurance after cancer might be difficult and expensive but its not impossible. Can you get life insurance if you have cancer. The most common types of cancer in Australia are breast cancer prostate cancer melanoma and cancer of the colon.
The type of cancer you have and the stage it is at will affect. For most carriers the requirement is that you havent had cancer in the past 10 years. The type of cancer.
There are usually exceptions for non-melanoma skin cancers like basal cell. There are many scenarios where a cancer patient can buy life insurance and at an affordable rate. Its impossible to guarantee that youll definitely be able to get life insurance if you currently have cancer or have had severe cancer in the past.
If youve had cancer it doesnt mean youll automatically be declined for life insurance. A life insurance company will want to ask a number of additional questions in order to find out as much as possible about the condition as well as writing to your doctor. Life insurance comes in various types.