If youve been diagnosed with cancer in the last two to four years or youre currently undergoing treatment you typically wont be able to access a traditional term or whole life policy.

Can i get life insurance if i have breast cancer. Guaranteed issue premiums are based on your age and are priced per 1000 unit of coverage. Get Professional Advice for Breast Cancer Life Insurance A breast cancer diagnosis is a tremendous challenge for anyone but it doesnt always mean its the end for you or your family. If you are currently in treatment for cancer you cannot get traditional life insurance.

Life insurance policies with an exclusion for cancer-related claims are rare. Breast cancer life insurance coverage is possible and can be affordable. For example the five-year survival rate for breast cancer is 90.

Most health institutions typically release data around five-year survival rates. If you have metastatic breast cancer you may be able to access your superannuation or insurance benefits or make a claim. 5 rows Can I get life insurance if Im diagnosed with breast cancer.

If youve been through a cancer journey you probably know more about the need for proper insurance than most. Anyone who has had Breast Cancer looking for life insurance will generally be able to get cover and it can be available at anything from standard terms up to postpone or decline. With the right insurance coverage you can have the options to better deal with the disease and prevent it from destroying your life and the lives of your family members.

Breast cancer survivors can get life insurance by proving they have received full treatment and completed regular follow-up visits per doctors orders. Stage 1 Breast Cancer Life Insurance Outcomes. Guaranteed issue life insurance is most often available to people over 50 but if you are under 50 and living with cancer it may be possible to purchase a guaranteed issue policy with some insurers.

If not ER-Positive most insurers will postpone offering life insurance for 1-2 years after all treatment. This is because your health is uncertain and youre deemed risky in the eyes of the insurer. If you receive a Centrelink payment you should also discuss the impact of this with Centrelink.