With many cancers life insurance providers wont typically accept policy applications for.
Can i get life insurance if i have breast cancer. And then youll most likely have to pay more for your coverage for a while. If you have metastatic breast cancer you may be able to access your superannuation or insurance benefits or make a claim. This has led to a lot of cancer survivors trying to find adequate life insurance for people with cancer to protect them and their families.
Guaranteed issue life insurance is most often available to people over 50 but if you are under 50 and living with cancer it may be possible to purchase a guaranteed issue policy with some insurers. 5 rows Can I get life insurance if Im diagnosed with breast cancer. Once your cancer has been cured most life insurance companies will approve any policy with limited restrictions.
If not ER-Positive most insurers will postpone offering life insurance for 1-2 years after all treatment. If you arent sure what the right decision is for you give us a call today to speak with a licensed agent. A cancer diagnosis and treatment are not an auto-decline for long-term care insurance.
While it can be difficult to qualify for life insurance if you have breast cancer you do have options. Or you may be refused cover altogether. For example the five-year survival rate for breast cancer is 90.
Get Professional Advice for Breast Cancer Life Insurance A breast cancer diagnosis is a tremendous challenge for anyone but it doesnt always mean its the end for you or your family. If you receive a Centrelink payment you should also discuss the impact of this with Centrelink. A temporary flat extra 3-5 years of 500-750 per every 100000 of life insurance is added to the standard rate.
The terms of the cover. This is because your health is uncertain and youre deemed risky in the eyes of the insurer. If you are currently in treatment for cancer you cannot get traditional life insurance.