The answer will depend on the type grade and stage of your cancer.
Can i get life insurance if i had cancer. The most common types of cancer in Australia are breast cancer prostate cancer melanoma and cancer of the colon. Youre most likely going to have to wait until after treatment to get term life insurance but there are some exceptions. Insurance is really a way of betting against a particular thing happening.
Can you get life insurance if you have cancer. If you have had or are living with cancer and you want to buy life insurance you will usually be offered a higher premium than average. You can get life insurance with a pre-existing condition.
Life insurance for terminally ill cancer patients When diagnosed with terminal cancer also known as end-stage cancer and your medical specialist believes the disease will result in your death within 12 to 24 months depending on your insurer your full life cover benefit will generally pay out in. Taking out life insurance as a cancer patient or survivor will depend on two things. Based on their underwriting guide having had cancer is not an automatic knock out.
However there are certain qualifications in order to be eligible for them. They might be able to find an insurer that can offer life insurance for cancer survivors which excludes the cancer you had. You can get life insurance for cancer survivors by calling the number at the top of the page for guidance or you you can use our online broker form.
Attempting to get life insurance as a cancer patient will most likely not be successful and most cancers have a waiting period post treatment. There are life insurance policies available specifically if you are cancer survivor. Or make sure that a new policy suits your needs.
5 rows Can I get life insurance if I have a family history of cancer. Most insurance companies will require cancer to be in remission. Yes but your family.