If you are currently in treatment for cancer you cannot get traditional life insurance.

Can i get life insurance if i had breast cancer. This is due to medical advances and decreases in mortality levels. Or you may be refused cover altogether. When youve been cancer-free for five years or so you may qualify for a rate reduction.

So the simplified answer is yes you can get life insurance if you have had cancer. This is because your health is uncertain and youre deemed risky in the eyes of the insurer. If not ER-Positive most insurers will postpone offering life insurance for 1-2 years after all treatment.

A temporary flat extra 3-5 years of 500-750 per every 100000 of life insurance is added to the standard rate. If youve been diagnosed with cancer in the last two to four years or youre currently undergoing treatment you typically wont be able to access a traditional term or whole life policy. Underwriting Breast Cancer When you apply for life insurance the life insurance company evaluates your application to determine how much risk you are to insure.

A life insurance company will want to ask a number of additional questions in order to find out as much as possible about the condition as well as writing to your doctor. So can I still get life insurance if Ive had cancer. Breast cancer survivors can get life insurance by proving they have received full treatment and completed regular follow-up visits per doctors orders.

Breast cancer life insurance coverage is possible and can be affordable. And then youll most likely have to pay more for your coverage for a while. Life Insurance and Income Protection After Cancer Cancer is a scary word and a scarier illness.

Anyone who has had Breast Cancer looking for life insurance will generally be able to get cover and it can be available at anything from standard terms up to postpone or decline. With many cancers life insurance providers wont typically accept policy applications for. This process is called underwriting.