If youre caught driving without a valid MOT certificate you could get a find of up to 1000.

Can i get insurance without an mot. If youre caught without insurance youll get an Insurance Advisory Letter IAL notifying you with a warning that youll be fined unless you act in the given time period. You put in your cars reg number and itll tell you whether it has a valid MOT. Its not a simple yes and no answer as it depends on the circumstances of the accident.

And if your insurance is invalid you could also receive a fine and points on your licence. However you can reduce the risk for your insurance company by excluding yourself from the policy and naming another primary rider. Its legal to tax your car without the physical insurance documents however.

Remember that if your insurer refuses to cover the cost of an accident and its considered your fault itll be down to you to pay damages to other injured parties. How to pass your MOT first time. Your insurance company can deem your insurance void but only if there is a specific term in the contract suggesting that the insurance will be invalidated if there is no MOT in place.

This means youll need to pay for any repairs to your car yourself and cover the costs of any other drivers involved if you are at fault. This is often not the case however. The most important thing to note with the insurance is that without an MOT certificate your insurer likely wont cover you in the event of an accident.

In the UK you can insure a car without having a valid MOT. If you dont have an MOT then your car insurance may not cover you in an accident. Driving it to a pre-booked MOT test.

However a current MOT. Can I drive vehicles without valid MOTroad tax. Getting motorcycle insurance without a license may prove tricky in high-risk situations such as a suspended license.