Sometimes state law may allow you to title transfer without insurance.

Can i get insurance on my car without a title. Ownership of a vehicle is documented through an official car title It is possible to transfer a title to a vehicle to a new owner without the new driver having to show that he or she has insurance The title to your vehicle is a very important document to hold onto. During this time the owner of the vehicle will not have possession of the title but is legally entitled to drive it. The main problem with insuring a car that is not in your name is that you will have to show an insurable interest in the car to prove to the auto insurance company that they should give you a policy.

A car insurance company can provide you with coverage as long as you can show that youre a licensed driver and will need insurance because youre driving someone elses car or are in the process of leasing or buying your own. They may require you to get their permission to add a co-owner to the title. Insurers do this to protect themselves from insurance fraud.

In order to be registered however a car must have a title which is a certificate that proves ownership of a vehicle. Getting your own policy for a car thats registered to you with your name on the title is the only way youll be able to have insurance for that car. You can get car insurance with no title because car insurance companies recognize that not every driver will be able to access their vehicles title.

Get a Parked Car Policy. You may obtain auto insurance at any time as long as you either own or are paying on your vehicle at the time of your. Regarding insurance it does not matter whether you own the title or not.

However a finance company or dealership may require you to have auto insurance. Otherwise most lenders hold the title until the loan is paid in full. For example if youre financing a car you wont have the car title until youve paid for the loan in full.

Bring the proper documents with you and you shouldnt run into any problems. But its not all that common. You can get insurance coverage on a car thats not registered to you.