The main problem with insuring a car that is not in your name is that you will have to show an insurable interest in the car to prove to the auto insurance company that they should give you a policy.

Can i get insurance on a car without a title. Insurers do this to protect themselves from insurance fraud. Requirements for valid ID differ from state to state but for the most part you need a social security card proof of residency and identification. A car insurance company can provide you with coverage as long as you can show that youre a licensed driver and will need insurance because youre driving someone elses car or are in the process of leasing or buying your own.

You may obtain auto insurance at any time as long as you either own or are paying on your vehicle. Depending on state laws paper titles are generally mailed and electronic titles andor liens are released to the motor vehicle agency approximately 10 business days after the payoff is received. Its in your best interest to provide proof of insurance even if its not required in your state and not the primary policyholder of the auto insurance.

Otherwise most lenders hold the title until the loan is paid in full. To buy a car though you need a valid photo government-issued ID to get a loan register the vehicle and get car insurance. They may require you to get their permission to add a co-owner to the title.

Although it is likely that your insurance company will want proof that you have an insurable interest in the vehicle. When scrapped by a dealer the dealer uses the TR-9 form to transfer the vehicle to a scrap metal processor. Otherwise you may end up paying even more.

The process for transferring a car title does not require car insurance but youll need insurance coverage in order to legally drive the vehicle. You can get insurance coverage on a car thats not registered to you. In order to be able to get auto insurance you should not have to show the vehicle title.

10 Even if your lender allows this some insurance companies only give insurance to the holder of the car loan. Figuring out how to get car insurance on a car not in your name is often a tricky situation. Auto insurance requirements only come into play at the stage of registering a vehicle with the state while general ownership of.