In addition to insurable interest state laws may apply.

Can i get insurance on a car not in my name. You can opt for three different ways through which you can get the insurance of a car not in your name. One alternate option is to become an additional owner of the car by co-titling the vehicle. Generally insuring a car thats not registered in your name is possible.

You can enlist yourself as a user of the car by being the named driver you can opt for a transfer of title to your name before getting insurance or the owner of the car can add you to their insurance policy. This means adding your name as a partial owner to the cars title. To become a primary policyholder on a vehicle that is not yours can be very difficult.

Insurers do this to protect themselves from insurance fraud. But it really comes down to your insurance companys underwriting guidelines. No in most cases its unlikely that youd be able to insure a car that isnt in your name.

But there are actually a few instances where you might want someone else to insure your financed car even though theyre not the one who took out the loan. Insurance companies do not typically allow you to insure a vehicle that is not in your name. Insurance companies and lenders typically require the cars owner or the person whose name is on the car loan to also be the car insurance policyholder.

Prove insurable interest by. Insuring a car not in your name may be possible but it depends on the insurance companys underwriting guidelines. Non-owner insurance is an option for people who dont own a vehicle but want to be covered with liability coverage in case of accidents.

Figuring out how to get car insurance on a car not in your name is often a tricky situation. Getting Insurance as a Non-Owner Typically the person who owns a car is the person who insures it. The state that live in matters If a car is not registered in your name then you might have problems trying to get insurance for that car depending on the state that you live in.