One alternate option is to become an additional owner of the car by co-titling the vehicle.
Can i get insurance on a car if it's not in my name. You cannot usually get car insurance on a vehicle that is not in your name but there are exceptions. However you may have a few alternative options. This covers you in the event that you injure or kill.
Depending on where you live you may not be able to insure a vehicle thats not in your name. How to co-title a car. All legal documents such as the title of the vehicle and your insurance policy need to be listed.
However it can be tricky especially if you do not reside with the vehicles owner. Resident chances are your state law permits you to register and insure your car under different names. That being said your insurer might not give you a policy if you dont.
In states like Florida and California you should be able to insure a vehicle under someone elses name. But if you dont own a car then its harder to prove to an insurance provider that you have a legitimate reason to insure it. If you dont have an insurable interest in a vehicle meaning youd be financially affected if anything happened to it most car insurance companies will not allow you to insure it.
Only in rare cases do insurance companies allow you to insure a car you dont own. That said there are ways around it. The state that live in matters If a car is not registered in your name then you might have problems trying to get insurance for that car depending on the state that you live in.
No you cannot insure a car that is not registered under your name. In addition to insurable interest state laws may apply. Car insurance companies want to make sure the primary policyholder has whats called insurable interest in the car theyre insuring.