One alternate option is to become an additional owner of the car by co-titling the vehicle.
Can i get insurance if the car is not in my name. Can you get insurance on a car you dont own. You could not be listed on the policy while your wife is not. However there are two ways you may be able to insure a vehicle you do not own including.
Along with that many states prohibit a vehicles registration in a different name than is on the proof of insurance. Generally a car insurance company will only insure a car in the name of the person who is listed on the cars title. The state that live in matters If a car is not registered in your name then you might have problems trying to get insurance for that car depending on the state that you live in.
In states like Florida and California you should be able to insure a vehicle under someone elses name. You can opt for three different ways through which you can get the insurance of a car not in your name. No you cannot insure a car that is not registered under your name.
In addition to insurable interest state laws may apply. You can enlist yourself as a user of the car by being the named driver you can opt for a transfer of title to your name before getting insurance or the owner of the car can add you to their insurance policy. Its difficult to insure a vehicle that is not in your name.
To become a primary policyholder on a vehicle that is not yours can be very difficult. Resident chances are your state law permits you to register and insure your car under different names. Adding the owner of the car is typically the easiest way to insure a vehicle you do not own.
However you can co-title a car or add someone as a named insured to your auto policy. Insurers do this to protect themselves from insurance fraud. Prove insurable interest by.