Driving someone elses car without insurance yay or nay.
Can i get driving insurance without a car. Lets say you dont have auto insurance but want to borrow your friend Jessicas car which is insured in her name to run a few errands. But if you still want to cancel your insurance there are rules to follow to. Buying car insurance without a licence is possible since it is not mandatory to purchase a policy for your car.
If you have trouble with national insurers small or local insurers specializing in non-standard insurance might be more open to helping. 300 to 2000 fine andor up to 6 months in jail if you are driving without valid vehicle liability coverage. Getting car insurance without a license isnt impossible.
But you can get car insurance without a license and in some cases its in your best interest. Instead of letting it lapse you can put your car insurance on hold. You can speak with your provider on how to get cheap car insurance or shop for auto insurance quotes to find a better rate.
To buy non-owner car insurance you must have a valid drivers license and not own a car. It does not cover any of your injuries or damage to the car if you are responsible for an accident. You cannot drive without vehicle insurance in Ontario.
While you may get charged for driving without car insurance it wont prevent you from getting car insurance in the future as long as you are on the road with a valid license. 250 fine andor up to 3 months in jail if you are driving without insurance under a valid drivers certificate. One thing to keep in mind however is that in this situation you can expect to have higher premiums.
There is a licencing system in Ontario that allows drivers to obtain drivers licences in stages. For more details consult your insurance provider. Insurance companies will approve the claim only if the DL belongs to the person who was driving the insured car.