If your car insurance company finds out that you got married and did not add your spouse to your car insurance policy you could be found guilty of misrepresentation.
Can i get car insurance without my spouse. Increasing your rates is the only way that the company can keep you on the books while still keeping protection. Due to it being illegal to drive without car insurance you cannot remove your spouse from your joint car insurance plan without signed consent from them. While this typically isnt required as a state law basically all car insurance companies require any licensed drivers in your household including spouses to be listed on your car insurance.
All you have to do is make sure that you prove you have an insurable interest in the vehicle. 1 While this might be frustrating it also could be a lifesaver for you. It can cause your claim to be denied your policy to be canceled and can even result in criminal charges.
If you and your spouse are separating or going through a divorce then you may not have to have your spouse listed on your car insurance. If youre buying insurance on a car so your roommate caretaker or friend can drive you around youll need their name and license information. Adding your spouse to your policy can also reduce your rates.
Avoiding these conflicts can keep a lot more money in your pocket over the long run. Most insurance companies require that you add your spouse as. Shop around and get quotes from more than one insurance company to make sure you get the best price.
The rules vary by state and insurer but many insurance companies charge married couples lower premiums for car insurance. Since its illegal to drive without car insurance you cannot remove your spouse from your joint car insurance without their signed consent. In most cases you should add your husband or wife to your car insurance policy.
Some will say OK. Misrepresentation is a type of insurance fraud. While it may be frustrating it can save you from legal conflicts.