All drivers regardless of their marital status are required by law to have some form of car insurance.

Can i get car insurance without my husband. Most often this would be a nanny spouse roommate or even a post-secondary school student who uses their parents car every once in a while. Its possible that if your spouse isdriving your car and has an accident that the insurer could deny the claim. If your husband secures auto insurance on his own then it would be possible for you to do the same.

My husband is no longer driving and thus he does not have a drivers license. While this typically isnt required as a state law basically all car insurance companies require any licensed drivers in your household including spouses to be listed on your car insurance. My auto insurance agency says my husband also has to have auto insurance in order for him to be covered while I am driving for him.

Typically you are able to secure better rates by having both husband and wife on the same policy. Adding your spouse to your policy can also reduce your rates. You can remove your spouse from your car insurance even while youre separated said Jill Roth executive vice president of Virginia insurance company Ahart Frinzi Smith.

Carriers almost always will give you a break on car insurance just for being married because married people are seen as less risky by insurers. Its important to contact your insurer as soon as you get married to make sure your spouse is covered if he or she plans to use your car. Each divorce is different from the next Roth said.

However do be aware that. Occasional driver insurance by definition is insurance used to protect someone who uses your car once or twice a week. If both partners have clean driving records the savings can be significant.

Insurers generally charge l ower premiums for married couples than they do for individual drivers and you may get additional car insurance discounts for insuring more than one car and driver on the same policy. Keeping your spouse from using your vehicle is critical with this type of coverage. There is a process that needs to be taken in order to do so however.