The good news is that credit scores do not have the same impact as they would on getting a loan or mortgage.

Can i get car insurance without a credit score. If you have the time and patience the best plan may be to wait and save up until you can pay cash for the car. However you can still get car insurance with bad credit you simply might have to. After all the best auto interest rate is 0.

The choice is ours as to whether we would like to use our credit score to get car insurance or not. California Massachusetts and Hawaii all prohibit insurers from using credit score to calculate rates. Check out here to learn how to obtain car insurance without the provider checking out your credit.

However for a Canadian with low or no credit history it gets a bit trickier. If your credit score is very poor the best suggestion would be to go with no credit check car insurance from a reputable provider. Its better for the issue to be avoided rather than to suffer the consequences of a 650 or 600 credit score.

However you cannot obtain a full car insurance policy without submitting to a credit check. Learn more about how to buy a car and find the best car insurance rates without credit. No there is no hard credit pull when you get a car insurance quote so shopping around wont impact your credit score.

Your credit score allows lenders to decide your creditworthiness and if youre a risk theyre willing to take on. The straight answer is no we do not need a credit score to get car insurance. Instead your rates are based on your age marital status driving record and the number of miles you drive each year among other factors.

No you typically do not need credit to get car insurance. Remember that a good credit score is about 700 while a poor credit score is 600 or less. That doesnt leave much room in between.