Some couples choose to keep their insurance separate because of the hassle involved with switching providers.

Can i get car insurance separate from my husband. Six rules apply to separating your car insurance policies after a divorce. Investigate your options thoroughly before acting. But the biggest potential savings will.

You and your spouse dont have to combine insurance policies but its often a good idea. Yes you are able to remove a spouse from your car insurance plan. The rules will apply to all couples who are both listed as named insured on the same car insurance.

Then once the divorce is final you should get separate car insurance policies. Based on my education and experience in the industry up to this point yes it is possible for a husband and wife to have separate auto insurance. In most cases the Insurance Companies want you to list all licenced drivers within the same dwelling on your vehicle insurance.

They may be able to continue keeping separate policies after theyre married but theyll usually need to be listed on each others policies after they move in. All drivers regardless of their marital status are required by law to have some form of car. Most companies offer lower rates for married couples and multi-car discounts so adding a second car can save you money but there are reasons to keep policies separate.

Or it may be that the spouse is no longer going to be driving. There is a process that needs to be taken in order to do so however. A lot of work goes into getting everything settled and straightened out and car insurance is no exception.

These situations often require you and your spouse to determine who is keeping which vehicle and this will mean changes to the insurance coverage. In that case let your spouse keep the specialty policy and just add each other to the separate policies. One situation is if your spouse has an expensive or collector car that needs a special policy.