Carriers almost always will give you a break on car insurance just for being married because married people are seen as less risky by insurers.

Can i get car insurance separate from my husband. There are times where an individual may want to remove their spouse from their car insurance. In that case let your spouse keep the specialty policy and just add each other to the separate policies. If a spouse has a bad driving record or credit history married couples will have separate auto insurance policies to.

Youll have to ask your insurer if thats possible. A couples car insurance policy in the form of one policy with two insured cars is often a cheaper way to get coverage than separate policies because of multivehicle discounts and a potential marriage discount. This practice is frowned upon though by the carriers and will typically make the cost of the auto insurance more costly for both the husband and the.

Or it may be that the spouse is no longer going to be driving. All drivers regardless of their marital status are required by law to have some form of car. In most cases the Insurance Companies want you to list all licenced drivers within the same dwelling on your vehicle insurance.

Although joint policies qualify for more car insurance discounts married couples can have separate car insurance policies for a variety of reasons. Most companies offer lower rates for married couples and multi-car discounts so adding a second car can save you money but there are reasons to keep policies separate. A lot of work goes into getting everything settled and straightened out and car insurance is no exception.

Car Insurance During Separation Once your ex moves out you should update the garaging addresses and commuting distance of all vehicles. One situation is if your spouse has an expensive or collector car that needs a special policy. Adding your husband or your wife to your car insurance will likely increase your premium but it should be cheaper than having two separate policies unless your spouse has a.

While combined car insurance policies typically save married couples money there are times to keep separate policies. Typically before a couple gets married they usually have separate car insurance policies if they both have their own cars and live in different places. Based on my education and experience in the industry up to this point yes it is possible for a husband and wife to have separate auto insurance.