If you dont own the car however you can stay on your parents policy as long as your permanent address is their home.

Can i get auto insurance on a car i don't own. Most people cannot get over their surprise that we do not own a car. Companies have to be cautious because of the litigious society we live in. Theres no age limit and it may be cheaper to be on their policy than to have your own especially if youre a young driver.

You typically cannot insure a car you dont own because you dont have whats called insurable interest in the car. If the car has your name on the title it will need to be your own policy. Be honest with your insurance.

If you already have insurance on your own vehicle you can add the car you do not own to your policy for the additional premium. For the most part car insurance policies cover vehicles that are owned by the person who owns the policy. This is because insurance companies want you to have what is called insurable interest in the vehicle.

The name on the title of the car and the name on the auto policy have to match. Typically the insurer will want to know more about the situation and will handle on it on a case-by-case basis Newman says. You can get car insurance for a car you dont own by adding it to your policy buying non-owner coverage or buying a separate policy.

You can also look into non-owner insurance which will cover you for liability while driving a car that isnt yours. Primary drivers dont have to own their vehicles but they must use them more than anyone else. Free Car Insurance Comparison Secured with.

Every car is assigned a primary driver and the base insurance rates are calculated on that individuals driving history including any tickets or accidents they may have experienced. If someone in your home has a vehicle you should get listed as a driver on that auto insurance policy if possible. You cannot register a car with a non-owner car insurance policy either.