The quick answer to your question is yes you can get auto insurance with no title.
Can i get a car title transferred without insurance. Without a car title proving ownership the car cant be sold or traded in Simply put transferring a cars title equates to an official transfer of ownership. You are not allowed to complete a vehicle insurance transfer without signing the title of. Its in your best interest to provide proof of insurance even if its not required in your state and not the primary policyholder of the auto insurance policy.
Always check the lien information on the Used Vehicle Information Package. Buying a car with a lien can be a risk. TITLE TRANSFER The purchase or sale of a vehicle requires transferring its title the document that confers ownership.
However a finance company or dealership may require you to have auto insurance. You might have to purchase a non-owner policy and add the registered vehicle owner to the policy. When someone buys your car he or she can drive it insure it and take it to the mechanic but without the title proving ownership status the buyer will run into problems when trying to sell the vehicle or trade it in.
If you dont transfer the title within this period you are subject to fines and penalties. In many states where it is technically legal to sell a vehicle without a title the seller may be required to eventually produce the title or to sign a document stating that they are authorizing the new owner to receive a duplicate title. Sometimes state law may allow you to title transfer without insurance.
Auto insurance requirements only come into play at the stage of registering a vehicle with the state while general ownership of a car is documented with an official title. Even if the car is in your childs name you will have a hard time showing an insurable interest. All you have to do is make sure that you prove you have an insurable interest in the vehicle.
The short answer is yes. If the lien is not paid the debt holder has the right to repossess the vehicle from the person who owes the money OR from the buyer of the car. The process for transferring a car title does not require car insurance but youll need insurance coverage in order to legally drive the vehicle.