Getting car insurance even when you dont have a license protects your investment if its damaged or stolen.
Can i buy a car insurance without a car. Be aware that you are responsible for all damage you cause in New Hampshire if you dont have insurance. In most cases you want to buy car insurance before you buy a car. If you are adding a vehicle to your.
That means the insurance policy on the car youre borrowing will be used first and then your non-owners insurance policy kicks in if you have higher liability limits than the car owner. Because of state laws dealerships wont even let you drive a car off the lot without insurance. This is referred to as a non-owners policy.
They will assist you so you can purchase a policy. Yes you can purchase auto insurance when you dont own a car. Non-owner car insurance provides liability coverage for drivers who need car insurance without a car.
Non-owners insurance will provide liability coverage as well as any additional state-required coverage but does not cover any damage caused to the vehicle you are driving. Why You Need Insurance First. Non-owners car insurance may be the answer.
As far as using non-owners coverage for the purpose of renting a vehicle this probably isnt what you are looking for. There are several reasons you may not have DL but want to own a car along with valid vehicle insurance. It is illegal in every state except New Hampshire to drive without insurance.
You might buy a car to give as a gift and want to insure it in the meantime. To buy non-owner car insurance you must have a valid drivers license and not own a car. If you dont have a car you may not be thinking about needing car insurance.