You shouldnt let someone borrow your vehicle on regular basis without naming them on your policy.
Can a person without insurance drive your car. Youve given your permission either verbal or in writing that the person can drive your vehicle. Instead there are different conditions and definitions that are used when a claim is filed to verify if coverage will extend. All vehicles must be insured for third-party liability for at least 200000.
Sure you can legally drive without car insurance. The drivers insurance is secondary and may cover some personal injury or medical expenses. Just make sure you have a lot of money.
Insurance goes with the car not the driver so when youre behind the wheel of a friends car its usually their insurance that will be first in line to pay a claim. Theres no law that says you cant purchase a vehicle without a drivers license. Driving without insurance is illegal in most states.
As for rental cars you can add coverage for that to your policy but unless you do you may. The short answer. The driver is licensed to drive in Canada and legally allowed to drive in the province or territory.
You need to have insurance for your vehicle before you register as the owner. Typically coverage protects the vehicle regardless of who is driving. Nonetheless you need to know that laws in every state forbid a person to.
This covers you in the event that you injure or kill. If you own a car you need insurance even if you dont drive. So if you lend your car to your best friend your sister or even your second cousin your insurance is most often the insurance that will pay in the event of an accident.