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Best yacht insurance. As a very general rule the annual premium for private yacht use coverage is 15 2 of the declared hull value. Best for Emergency Services Coverage. We only provide comprehensive boat insurance with the choice of four cover extensions.

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Best for Additional Coverage Options. Its hard to find a insurance company that is reliable has good terms and conditions for a fair price. Topsail Insurance is a dedicated team of boating enthusiasts who are highly passionate and knowledgeable in Boat Insurance and Travel Insurance with over 100 years of combined experience.

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Obtain a quote by clicking the appropriate link. Best for large boats and yachts Markel is a specialty insurer that focuses on writing policies other than the usual auto-life-homeowner policies favored by companies like State Farm and Allstate. Only specialized policies however will cover yachts and personal watercraft like Jet Skis.

Best for Safe Boat Drivers. Standard boat insurance policies will cover most boats that are larger faster and more valuable than simple canoes and kayaks. The 6 Best Boat Insurance Companies.