Average of 1215 a year.

Best homeowners insurance rates in nj. In 2016 latest available data III recorded that New Jerseys annual average home insurance premium was 1174 while the nationwide annual premium stood at 1192. According to the Insurance Information Institute the average annual premium for homeowners insurance in New Jersey is 1192 just 19 below the national average. Finding the best New Jersey homeowners insurance is not difficult but you need to understand the risks your property might face to determine the levels of coverage you need.

Easily review average rates and get multiple homeowners insurance quotes by clicking your zip code above located in. The graph below shows how much rates can vary between top home insurance companies. Despite New Jerseys risks the difference in the national and the states premium is only 18.

New jersey home insurance rates. Going too few minutes youll have best homeowners insurance rates. These companies have some of the most affordable home insurance policies in the market for what they include with lower average annual premiums than the competition.

Your home is likely the biggest financial investment youll ever make and whether youre purchasing a starter home in Trenton or a retirement cottage in Long Beach. Its average annual premium is 745 which is 483 or 393 less than the state average. Its average annual rate of 776 for our sample property is 45 less expensive than the typical price we found statewide and 18 cheaper than the second-cheapest option we found.

Home Insurance Rates by Zipcode in Joint Base Mdl NJ. Chubb is your best bet for cheap homeowners insurance in New Jersey for an average dwelling cost of 250000. New Jersey Skylands offers the most affordable home insurance in Jersey City at just 527 per year.

Homeowners insurance rates in Jersey City vary from one insurance company to another. Insurance companies also price policies differently based on where in New Jersey your home is located. The insurance company we recommend to most homeowners in New Jersey is NJM.