Your insurance rates are also determined in part by the type of car you drive.

Auto insurance rates are determined based on driving records. Non-disclosure or misrepresentation on your part of any of these facts could cause your rates to go up. The higher up your car rates on this car rating the better your profile looks. Insurers assess many factors including your driving record when calculating your premium.

Your auto insurance rates are based on the information you have given to your broker agent or insurance company. Where you live Auto insurance rates are usually higher in urban areas where accidents and car theft are more frequent. Tickets traffic violations and at-fault accidents are seen as a sign of a risky driver and can.

Probably the most important factor that can affect your insurance premiums is your driving record. In Saskatchewan for example the basic rate is determined by the make model and year of your car. Theres a wide variety of factors going into how insurance companies determine their rates.

Insurers assess many factors including your driving record when calculating your premium. The type of vehicle you drive. Some of those factors are obvious some less so.

All companies rate differently based on their prior history of providing car insurance. They differ based on everything from your geographic location to your driving record. Insurance companies rate all cars based on their actual experience of how those cars perform in terms of claims for repairs injuries theft history accident likeliness.

DMV Points and Your Driving Record. Your driving history is the single biggest factor that underwriters consider for your auto insurance rates. In most cases insurance companies look at your driving record when you first apply for an insurance policy switch companies and sometimes when you renew your policy.