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Auto insurance business use vs personal use. If any aspect of your job requires you to drive and couldnt be done by someone who takes the bus to work for example then youre probably using your vehicle to do your job and that wouldnt typically be covered by a basic personal car insurance. Get A Quote Today. Ad Compare up to 120 quotes here.
This covers all the above plus extends cover to any named drivers to drive in connection with the personal business of the main driver and any business of their spousedomestic partner. Personal use of a car includes driving to and from work and some business use. If youre a sole proprietor you might only need a personal auto insurance policy.
You use your car to drive to places for work for example such as switching between sites. For example a real estate agent that drives to and from listings would be covered under their personal policy. You can use your vehicle to get yourself to and from work or a meeting but you cant use your vehicle to do your work unless you have the right insurance coverage.
This is because there are certain car insurance coverage specialized for business that can not be offered by regular personal auto insurance especially when there are several drivers who use the vehicle for business and if the vehicle is specialized for the business. Join Over 940k Customers Correct at Apr 2021. Ad Bespoke Insurance quotes tailored to fit your business.
How the Vehicle is Used - If you use your vehicle for business purposes youll probably need a commercial auto insurance policy. You Could Save up to 235 with us. Now lets talk about the most important and frequently asked questions.
Class 2 Business Car Insurance. If youre a sole proprietor who only travels to 1 or 2 job sites a day or just use your vehicle for. Its not the primary use of the car but nevertheless requires a slightly higher level of cover.