Auto insurance policies cover the basics such as damage and medical bills.

Auto accident without insurance. How long long you have to to file an insurance claim after a car accident varies. Take pictures of both vehicles and the scene where the accident occurred. If you are ever in a fender-bender and are considering not filing an insurance claim here are some important things to do when settling a car accident without insurance.

Ad Whether Rain Or Shine Well Have Your Car Insurance Covered. Make sure you check the wording of your car insurance policy carefully as these time periods can be anything from two days to two weeks after the accident. It is a requirement that all drivers have valid car insurance in most states.

The police can check on the spot if your vehicle is insured using the Motor Insurance Database. Recommended by 938 Of Users. If you are involved in a car accident and are found to have been driving without insurance the penalties can be even more severe.

No cost alternative to your insurance claims service we protect your claims history and claim directly from the at fault drivers insurance company and at no cost to you. Document the accident and all agreements made. You could therefore ask for compensation for any injuries from the other driver if they had a valid policy.

If the driver that causes the accident is also uninsured you can sue the driver for compensation. Make no verbal agreements. Get A Free Quote In Minutes.

This means that if a crash happens each drivers insurance must pay for the damages regardless of who is at fault which can be tricky as well as frustrating. If you and the other driver agree to settle without insurance and then the damages are more money than you thought it could be too late to file an insurance claim if the accident wasnt reported. Even if the vehicle itself is insured if youre not correctly insured to drive it you could get.