In order to avoid a conflict of interest an auto insurer will generally assign two separate adjusters one to each driver in order to evaluate their claim and liability independently.

Auto accident same insurance company. Get A Free Quote In Minutes. In principle insurance companies should deal with accidents between two customers in the same way they would deal with any other accident involving only one customer. Many people think that if everyone has the same insurance that will speed up the settlement of any claims but that is generally not true Simeone says.

There should be no conflict of interest when the same company insures both drivers because the claim is against the liability policy of the at-fault driver. If youve been in an accident and you receive a letter or claim form from the other driver or their insurer forward this to your own insurer. Since California is a fault insurance state those involved in the accident will need to go through the at-fault partys insurance company to file a claim.

In Erie Pennsylvania there are several large companies which have significant shares of the insurance market. Usually that means getting a new car or having your damaged car repaired as well as settling any personal injury claims or additional cover you might have. Ad Whether Rain Or Shine Well Have Your Car Insurance Covered.

However make sure you contact their insurer as well. So if your car is involved in an accident your insurance company will aim to put you back into the position you were in before the accident. When both drivers in an accident share the same insurance carrier the process of filing an insurance claim works similarly to when drivers are insured by different companies.

The other thing that I wanted to check as this is the first accident I have ever been in. Both insurance adjusters work separately to conclude who caused the accident which policy covers what and how much each policy pays. You will always be assigned different adjusters to assess damage to your vehicleeven if you have the same insurance company.

When a car accident occurs and both drivers have the same insurer the insurance company must handle it carefully in order to avoid running into a conflict of interest To do so most insurance companies will issue each driver their own adjustor. You may disagree with the decision to write-off your car and there is some room for dispute. The insurance company is elephant and the other party are with Admiral but they are all part of the same group I am told.