IF the insurance state it is 5050 and if i havent got the time to go to county court do I have to pay excess if i choose to have my car fixed myself.

Auto accident same insurance company. Ad Whether Rain Or Shine Well Have Your Car Insurance Covered. As an example if your car is worth 10000 and is written-off in an accident the insurance company might offer a settlement of 10000 minus the excess of 300 to give you 9700. In case both drivers involved in a car accident have the same insurance company the case will be split into two different claims and the company will handle them as if they were dealing with another insurance company.

Ad Protect The Things That You Value The Most With Direct Line Tenants Cover. If you have an accident causing damage or injury you must give the following to anyone with reasonable grounds for requiring them for example an insurance company. The other thing that I wanted to check as this is the first accident I have ever been in.

Can I dispute the decision to write-off my car. Even if you both have the same insurance company you will each have separate claims adjusters responsible for handling the crash. When both drivers in an accident share the same insurance carrier the process of filing an insurance claim works similarly to when drivers are insured by different companies.

Recommended by 938 Of Users. Motorists who cause accidents are often reluctant to report them. In principle insurance companies should deal with accidents between two customers in the same way they would deal with any other accident involving only one customer.

Working with different adjusters from the same company. There should be no conflict of interest when the same company insures both drivers because the claim is against the liability policy of the at-fault driver. When a car accident occurs and both drivers have the same insurer the insurance company must handle it carefully in order to avoid running into a conflict of interest To do so most insurance companies will issue each driver their own adjustor.

If the accident wasnt your fault If the accident wasnt your fault you may be able to use a credit hire company rather than your insurance company. Let us Help You Save Money and Get a Better Deal. So if your car is involved in an accident your insurance company will aim to put you back into the position you were in before the accident.