Another driver hit my car and one other car in an accident and both are totaled.

Are rental cars covered by my insurance. We recommend that you contact your rental company before you travel to make sure theyll accept the Autoplan Rental Vehicle. Personal auto insurance policies often but not universally cover rental cars. Credit card rental insurance will cover almost all cars SUVs and minivans but it wont cover every vehicle type for example exotic cars motorcycles trailers and larger vehicles with over eight seats are exempt.

Bow Valley Insurance strongly advises that you consult your insurance provider before renting a vehicle anywhere. In the US required coverage can be ludicrously small usually only the minimum required by the. If you have purchased travel insurance car rental collision coverage may be included.

Personal effects coverage may help cover your personal belongings such as a cellphone or clothing if theyre stolen from your rental car. Hi so Im 18 from the USA Texas to be specific and I just got into a car accident where the police at the scene declared the other driver to be at fault as they were driving under the influence of drugs and t-boned my car. Without it you would have to pay for any damage out of pocket above basic protection.

Theres no need to buy personal effects insurance from a rental car company. However mechanical breakdowns and routine maintenance are generally not covered by auto insurance and you should expect to assume the costs for regular wear and tear or corrosion. Will my insurance cover my rental car until my car is fixedreplaced.

Credit Card or Travel Insurance You may have rental car insurance through your credit card company if you use the card to pay for the rental. Read your cards fine print. I have a liability-only policy.

Call the 1-800 number on the back of your credit card to determine if this is a service they provide. Your car insurance may cover you. While a rental truck insurance policy is similar to policies provided by car rental agencies as NerdWallet points out the circumstances of renting a U-Haul truck differ from renting a car.