An urban area will have a higher population densitywhich leads to more traffic congestion and accidentsand relatively high crime rates.

Are car insurance rates higher in florida. The most affordable car insurance carriers in Florida for full coverage auto insurance are. According to Autolist Florida ranks third in the United States for its high car insurance rates with an annual average of 2219 a 52 percent increase over the. Also see the list of states with cheapest highest car insurance.

We researched the cheapest insurers in Florida and how you can save. The greatest or best car insurance in Florida is crucial and no matter where you reside in Florida from the Panhandle up north to the Florida Keys and all the way down the Gulf and Atlantic coasts. 68 rows Its to be expected that Miami-Dade and other south Florida cities would have the highest average rate for a car insurance policy.

On average Florida drivers pay approximately 1650 per year for car insurance. In Florida there are almost 18 million drivers with slightly over 31 of them being 60 or older. 940 per year only available to former and current military members GEICO.

52 rows Car Insurance Rates By State for 2020 with Interactive Map. According to the NAIC the cost of car insurance in Florida was 1426 in 2018 while the national average was 1057. By comparison the average cost of car insurance in Florida overall is 814 per year.

By comparison New Yorks average rate is 1789 and Californias is 1846. The average cost of Floridas auto insurance premiums is 52 higher than the national average. States with high rates of uninsured drivers will often have higher insurance costs than states where most drivers are insured.

Did you know that Florida is consistently ranked as one of the most expensive states to purchase car insurance. Typical drivers can often find low cost car insurance from several Florida auto insurance companies. On average Florida drivers pay approximately 1650 per year for car insurance.